It appeared that updating using dnf was getting slower due to the amount of time it was taking to download metadata.
Referencing here: Changes/Zchunk Metadata - Fedora Project Wiki
I checked to see that there were zck extenstions on the meta data. There were not.
Deleted /var/cache/dnf and updated again. Same result.
Current dnf.conf is below, zchunk=True was added after this was observed fro troubleshooting.
also did sudo dnf clean all with same result.
Am I missunderstanding how this is supposed to work or is something not working?